Financial clarity for Saudi Arabia's ambitious SMEs.
Capital Bay's Financial Management Review uncovers hidden cash, tightens controls, and prepares your business for funding, growth, and Zakat/VAT excellence.

Specialised expertise across Saudi Arabia's top ten sectors.
Our financial review playbooks are calibrated to the operating realities, KPIs, and regulatory nuances of each industry.
Financial Management Review — and everything around it.
A senior-led engagement that gives CEOs a clear, actionable picture of their finance function in 4–6 weeks.
Financial Management Review
End-to-end diagnostic across cash flow, profitability, compliance, controls and growth readiness — with a prioritised remediation roadmap.
Internal Controls & Risk
Segregation of duties, approval matrices, fraud risk assessment, and SOX-style control testing tailored to SMEs.
Zakat, VAT & ZATCA
Filing reconciliations, e-invoicing readiness (Phase 2), and policy documentation to keep you penalty-free.
FP&A & Dashboards
Rolling forecasts, board packs, KPI dashboards delivered within 10 days of month-end.
Working Capital Optimisation
DSO/DPO/DIO reset, supplier terms renegotiation, and cash conversion cycle improvements.
Funding & Investor Readiness
Information memoranda, IFRS-aligned financials, and data rooms for debt or equity raises.
CEO Financial Management Health Check
12 questions. 4 minutes. A personalised score, category breakdown, and the top three improvements for your business — calibrated to your industry.
1. Select your industry
1 / 3Choose the sector that best describes your core business.
A four-stage review designed for clarity and speed.
Discover
Stakeholder interviews, document request, and benchmarking against your industry.
Diagnose
Quantitative review across 5 finance pillars; root-cause analysis.
Design
Prioritised roadmap, quick-wins, and a 12-month transformation plan.
Deliver
Board-ready report, executive workshop, and 90-day implementation oversight.
Senior advisors. KSA fluency. Boardroom-ready output.
Senior-led, always
Every engagement is delivered by partners with Big-4 backgrounds — never juniors.
KSA market depth
Fluent in Zakat, VAT, ZATCA, SAMA, CMA, and Vision 2030 priorities.
Bilingual delivery
Reports, workshops and dashboards in Arabic and English.
Outcome-aligned
Findings tied to measurable financial impact — not generic best practice.
Trusted by founders, family-owned groups and PE-backed SMEs.
“Capital Bay rebuilt our cash forecast and unlocked SAR 6.4M in working capital within 90 days.”
“The review gave our board the clarity we needed before our Series B raise. Investor-ready in six weeks.”
“Their ZATCA Phase 2 remediation saved us from a material penalty exposure.”
Frequently asked questions.
Let's talk about your finance function.
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